banking jobs in UAE | Dubai Islamic Bank careers

Dubai Islamic Bank announced, through its Linkedin account, a bank job in UAE (Manager - Secured Assets Policy & Portfolio Management) according to the following:

• To be responsible for facilitating the execution of the Group-wide Risk Management framework for Secured products (Auto Finance and Home Finance) . 
• This includes proactive identification of opportunities, Risk (Credit and Fraud) and review /change Risk policies for profitable portfolio growth.
• Review Credit policy for Secured Asset Products regularly and make recommendations accordingly to ensure that these are consistent with the bank’s overall strategy and realistically reflects /anticipates the changing market and competitive conditions.
• Maintain awareness of market trends in terms of competitors' offerings, Central Bank regulations to ensure due diligence with the prevailing credit underwriting standards and processes.
• Performs periodic portfolio reviews to closely monitor the accuracy of portfolio bookings and take appropriate action as necessary to correct deficiencies if any.
• Ensuring appropriate training on existing /newly rolled policies to the credit analysts and front-end staff. 
• Provide support and serve as liaison with internal audit and external regulator regarding lending and credit risk management requirements and ascertain requisite controls are in place resulting in satisfactory Audit reports (both external and internal).
• Responsible for all system enhancement projects related to updating of policy parameters with objective to digitize and automate credit decisions
• Prepare & provide feedback to the user requirements & specifications to IT and assist in UATs & projects within the dedicated deadlines
• Developing various analytical / monitoring tools to ensure that the shape and quality of the Retail banking portfolio is in line with the Risk Strategy and Appetite, and contributes to the strategic vision of the Retail Bank. 
• Participate in meetings with the Head of Secured Policy with working groups to implement and review the bank strategy from time to time to ensure vision and objective of the organization are met.
• Work in collaboration with cross-functional teams like Business, Sales, Branches, Product, IT, Operations, Collections, Compliance, Fraud, Service Quality etc., to deliver with excellence.
• Handle queries from all stakeholders regarding policy, procedures, approval and deviations
• To evaluate and conduct meetings with Home Finance Property Evaluators and Auto Dealers based on risk parameters and market reputation.
• All the above accountabilities include but not limited to any additional/new tasks or responsibilities assigned by the line Manager.
• 4 to 5 years of Credit Initiation and Credit Policy experience.

To know more details about the vacancy and how to apply kindly check the link below:

apply from here

Are you looking for jobs in banking? Join [insh20 - banking jobs] on Telegram

For more important and interesting topics, click here