banking jobs in UAE | Emirates Development Bank (EDB) careers
Emirates Development Bank (EDB) careers announced, through its Linkedin account, a bank job in UAE (Credit Risk & Review(Corporate credit)) according to the following:
- Establishes contact with the customer and the references provided in the application and confirms that the customer is still employed with the same employer who had issued the salary certificate.
- Ensure adequate due diligence on all transactions to minimize / mitigate the level of fraud risk. Highlight possible fraud risk through CP Verification.
- Complete CPV form containing the contact details of the customers.
- Checking the Central Bank system and Al Etihad Credit Bureau.
- Checks the application form thoroughly to ensure all required customer information has been accurately captured in the application along with customer signature.
- Screening the documents to ensure all required documents are submitted and still valid.
- Prepare the credit file to be ready to carry out to the credit analyst.
- Maintain internal black lists.
- Analyze the Credit Proposals and identify any exceptions / Deviations.
- Analyze financial information including bank statements, in order to determine the appropriate loan size, terms, and pricing.
- Analyze financial information including bank statements, in order to determine the appropriate loan size, terms, and pricing.
- Assess the borrowers’ creditworthiness, eligibility and affordability in order to enable accurate decision-making.
- Other tasks and responsibilities assigned by the direct manager
- Highly analytical thinking skills, identifying and improving complex work processes.
- Exceptional listener and communicator who effectively conveys information verbally and in writing.
- Computer-literate performer with extensive software proficiency covering wide variety of applications.
- Resourceful team player who excels at building trusting relationships with customers and colleagues.
- Planning and organizational skills, along with a high degree of detail orientation.
- Innovative problem-solver who can generate workable solutions and resolve complaints.
- Excellent project management skills.
- Excellent interpersonal skills.
- Ability to adapt to a variety of ethnic cultures and personalities.
To know more details about the vacancy and how to apply kindly check the link below:
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