banking jobs in UAE | Mashreq careers

 banking jobs in UAE | Mashreq careers

Mashreq announced, through its Linkedin account, a bank job in UAE (Senior Manager, Retail Credit Policy) according to the following:

• The role will be responsible to develop, review, and enhance mortgage credit policies in alignment with regulatory requirements and market best practices for UAE and IBG locations.
• To implement a structured process for policy documentation, including version control and dissemination across relevant departments.
• The role will involve overseeing the mortgage portfolio to ensure quality, profitability, and compliance with risk appetite and regulatory guidelines.
• Achieve the planned risk charge for the product by ensuring and maintaining the quality of acquisitions and by initiating portfolio measures to improve/stabilize the overall flow rates.
• To analyze portfolio performance metrics regularly to identify trends, risks, and opportunities for optimization.
• Implement strategies to mitigate credit risk and enhance portfolio diversification.
• Foster strong relationships with internal stakeholders, including sales teams, underwriters, and senior management.
• Collaborate with external partners such as verification vendors, credit agencies, developers, and legal advisors to facilitate seamless mortgage processing.
• Lead, motivate, and develop a high-performing team of mortgage credit policy professionals.
• Stay abreast of market trends, competitor activities, and regulatory changes affecting the mortgage industry.
• Provide strategic recommendations to senior management based on market insights and analysis.
• University Graduate.
• At least 8 - 10 years’ experience in Credit Policy / Risk management units.
• At least 3 years’ experience in Mortgages.
• Strategic management skills and visionary qualities.
• Strong customer focus and service orientation.
• Excellent people management skills and strong ability to motivate.
• Excellent communication and interpersonal skills (written and verbal).
• Good problem resolution and root cause analysis skills.
• Ability to work under pressure and to handle both strategic and tactical issues.
• Multi-disciplinary capabilities: analytical, qualitative, quantitative
• Good decision maker.
• Ability to delegate work effectively.

To know more details about the vacancy and how to apply kindly check the link below:

apply from here

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