banking jobs in UAE | Dubai Islamic Bank careers
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Dubai Islamic Bank announced, through its Linkedin account, a bank job in UAE (Senior Credit Analyst - Assets Business Banking) according to the following:
- To analyse, assess, underwrite applications for Assets Business Banking (ABB) Product, as well as contributing to quality credit proposal writing in line with Bank’s Policy & Procedures with case recommendations aligned with business, market & economic factors augmenting quality portfolio building.
- To analyse, assess business applications and prepare credit proposals along with in-depth analysis of financial statements, bank statement review, due diligences, and other parameters as defined.
- To ensure financial & non-financial parameters are duly adhered to.
- To ensure productivity, SLA, TAT standards are duly adhered with utmost customer centric approach without compromise on bank’s risk appetite and parameters.
- Ensuring timely delivery of credit decision to external & internal customers.
- To ensure the deviations / exceptions are duly captured in line with defined classifications & delegation levels.
- To ensure quality and clear credit assessment narrations and facilitate approvals from delegation holders.
- To ensure adherence to Regulatory Guidelines, Consumer Protection Standards, SOP, Policy & Procedures, Bank’s Legal & Compliance framework, Central Bank norms, Sharia principles while approving/recommending credit proposals, incorporating professional risk assessment and other relevant aspects to facilitate decision making by the approving authority.
- To be instrumental in building quality lending portfolio and ensure lending within bank’s defined risk appetite.
- To be vigilant and exercise due diligence from Fraud detection perspective as well.
- To ensure that the department achieves an acceptable risk rating in all internal & external audits.
- To be well versed and display highly satisfactory oral and written communication skills, including ability to write business proposals and technical reports in a clear, concise and well-organized manner.
- To carry out / assist activities related to Credit After Sales Service as applicable, Remedial Solutions analyze structure and recommend remedial solutions for potential delinquent accounts with a view to keep the customer account current.
- To have strong interpersonal skills, team player, support other team members in the event of work load / otherwise.
- To support Line Manager / Unit Head on maintaining a regular BAU flow and business delivery.
- Minimum Bachelor’s Degree / Higher Diploma in Financial Management.
- Minimum 3 years’ experience in Retail Lending / Assets Business Banking Credit & Portfolio Management (preferably) and first-hand knowledge in underwriting Assets Business Banking / Financial Statement lending segment with a bank or financial institution.
To know more details about the vacancy and how to apply kindly check the link below:
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