banking jobs in UAE | Dubai Islamic Bank careers

 banking jobs in UAE | Dubai Islamic Bank careers

Dubai Islamic Bank announced, through its Linkedin account, a bank job in UAE (Relationship Manager - Corporate Banking) according to the following:

• Deliver the revenue and balance sheet targets assigned by identifying and maintaining target customers/ customer segments within each catchment area
• Manage the profitability of product portfolios and customers as well as improve the profitability through increased fee income generation
• Ensure the overall credit quality of the asset book within acceptable limits
• Review the overall portfolio in a timely manner and recommend appropriate credit facilities inline with the bank’s credit policy to maximize earnings while containing risks to an acceptable level.
• Obtain audited financial statements, analyze and recommend credit proposals of potential borrowers to the approving authority to meet financial objectives.
• Maintain complete control aspects i.e., documentation, periodical customer visits / call reports, expires on monthly manner in order to monitor the assigned portfolio effectively and to ensure all statutory and controls for the business processes
• Manage assigned relationships to ensure satisfactory account conduct and early ratification of various credit related issues.
• Undergo an annual review process on the assigned portfolio to maintain strict credit discipline.
• Identify the segment target market to broad – base the portfolio and pursue growth opportunities towards on boarding of the new clients
• Ensure high performance culture and delivery of professional and quality customer service
• Monitor customer complaints, approaching complainant personally where required to ensure prompt resolution
• Ensure follow ups on deficiency reports as well as exception reports with regard to returned cheques and call for explanation from customer where necessary.
• Ensure timely & accurate submission of regular & adhoc management reports
• Ensuring all portfolio monitoring/management processes & measures are undertaken regularly and on an on-going basis and all credit files are properly maintained with a view to achieving good audit rating.
• Minimum 4 - 6 Years’ experience in banking, with at least 2 years in managing medium-large commercial portfolio at senior levels in well established and recognized financial institutions.
• Basic Education: Bachelor’s Degree in Business Management/ Finance/ Accounting/ Economics/ Marketing or equivalent.
• Additional Desirable Qualifications: Certification or Degree or Diploma in relevant area.

To know more details about the vacancy and how to apply kindly check the link below:

apply from here

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