Citi Bank announced, through its Linkedin account, a bank job Credit Analyst - Hybrid according to the following
Accurately spreads business and personal financial statements and business and individual tax returns on a timely basis and in accordance with Generally Accepted Accounting Principles (GAAP) and Citibank policies.
Ensure that financial data for simple to complex credits are mapped appropriately into the bank's matrix and analysis tool.
Provides comments to the judgmental Underwriter on significant items in the financials and may be involved in credit structure and loan pricing.
Additional responsibilities may include being a specialist for a designated industry and the effective interaction with Credit Officers and Relationship Managers while providing assistance regarding the analysis of the applications.
Spread new, renewal and interim financial statements and business and individual tax returns in accordance with bank guidelines (focus on more complex financial statements (i.e. Not-For-Profit).
Provide succinct analysis based on customers, peers, the portfolio, and the industry.
Provide preliminary analysis of simple to complex credits, including calculation of cash flow, debt service coverage, collateral coverage, and guarantor net worth.
Coordinate with the Credit Officers, Credit Analysts, Other Credit Center Staff and Relationship Managers.
Act in an advisory role for the Credit Officers/Relationship Managers on loan agreement/covenants clarification and monitoring.
Complete quality assurance reviews to ensure application packages and analysis are thorough and accurate prior to forwarding for underwriting.
May act as an industry specialist with responsibility for SBA/EXIM loan analysis
Prior experience in a financial institution with a focus on credit analysis and spreading software.
Extensive knowledge of GAAP accounting, financial regulations, financial products, and credit analysis.
Ability to analyze business and personal financial statements with respect to GAAP and Citibank policies.
Bachelor’s/University degree or equivalent experience.
Details and apply for this Citi Bank career as follows:
